How To Use Paytm App: Today, when everyone’s situation is bad due to performance and there is a huge shortage of money. In such situations, as there are frequent doubts and it is difficult to remember the long serial number of your debit card, Paytm can help you in this matter. While much work is still required compared to online wallets in India, Paytm always works to influence and reach out to the larger segment. Here, in this article, we try to explain how to use Paytm. On the one hand, it will guide you, focusing on Paytm usage and its benefits.
What is Paytm?
PayTM is a semi-firm electronic portfolio accredited by the Bank of India Reserve, through which you can buy goods and pay electricity bills, service stations, and taxi services on this website. A cash refund cannot be made due to the closure of the semi. In this support, the transaction is completely digital.
How to start a Paytm account:
Before you start using PayTM, you should register. It has two mediums. If you are using a smartphone, download the Paytm app on the application market. In the second option, you can register by visiting the Paytm website. You must have a mobile number to record, which will serve as your connection identifier. You can also use your email as the connection identifier, but you must always enter the mobile number.
So, it only helps you to register through your mobile number. After downloading the application or accessing the website, you will need to fill out an online registration form, which includes simple things like your name, address, and contact details. After completing and sending this form, a confirmation message is given to your mobile number. This has to be typed and presented at the designated place by the ATM, and you become an ATM user.
How to use a Paytm wallet –
Paytm is a supplier of electronic e-commerce wallets, which is to say that you can shop online along with a lot of services on the website. When filling sales, paying cell bills, digital decoders, electricity and water bills, booking movie tickets, data cards, and metro tickets can be bought. Whether you use a bank card, a debit card, a credit card, or a bank service over the Internet; you can first transfer money from your bank account according to your needs.
How to transfer money?
To transfer money, first, connect. Paytm will send OTP or a password to your mobile phone during the connection, which you need to send in the open window after connecting with your password. If you do not receive the OTP even after 60 seconds of waking up, click on the Receive button to retrieve the OTP again. After entering the OTP, send, and you will be logged in. If you do this with your smartphone, your account is still open after logging in there.
After that, you will see a portfolio on the right side of the home screen with Paytm Portfolio written next to it. Currently, that will show zero. After that, a new window will appear. In this window, enter the amount added to your wallet, click on the cursor, and type the amount you want to save in the portfolio. Initially, a maximum of Rs 10,000 can be deposited in Paytm, which has now increased to Rs 20,000, and if you are a businessman, you can deposit up to Rs 50,000 in your business account.
After entering the amount you need, click on the Advertisement Money in Wallet option. After that, a new window will open in front of you, with three options for depositing money in your wallet. Debit cards, credit cards, and banking services over the Internet. Using these media, you can put money in your wallet. As soon as the process is over, you will see the amount of your Paytm Portfolio, which you have transferred from your account to your wallet.
Paytm wallet benefits –
Why use Paytm is a valid question. This should be a profitable business for you.
The first advantage is that you have entered the cost of purchases or services, so you can complain about the lack of goods or services, because today, the cash collection system in our country is not good.
You do not need to share debit card or banking identification information with others on multiple occasions, and the large amount deposited in your account is safe.
Paytm offers a profitable cashback offer for using the service and withdrawing money. Although it does not last long, as long as there is no offer, it is prudent to use it.
You got used to digital payments using small transactions, which you need to adopt in the future.
The scope of this service extends to a service station and a small vendor. In such a situation, avoiding buying things you do not need will be possible.
Preventive Measures While Using Paytm
PayTM is a very secure option for online payments as it generates OTP on every connection to your mobile number, but you should always take preventive measures when you use it.
Whenever you log into your account on the computer, don’t forget to exit.
In case of losing your mobile phone, immediately neutralize the number, enter from the office, and open your profile option. There, you will exit all session options. Click on it. You will exit your mobile phone.
Do not connect your wallet and password in any way.
Do not record your debit card or credit card on the web.
Keep these little things in mind, and you will find that digital payments have already made your life. And yes, there are difficulties with trying new things. Take an exclusive hand and start digital payments, Paytm.